Before proceeding, please read the following information carefully as it contains important legal and regulatory conditions. Access to this website is only granted to users on the basis of the following terms and conditions being understood and accepted by the user.
Dorey Limited (trading as Dorey Financial Modelling) does not give advice as to the purchase, sale, subscription for or underwriting of investments, or advice as to the exercise of rights conferred by investments, and it is not authorised and/or regulated in the United Kingdom by the Financial Conduct Authority (“FCA”) under the Financial Services and Markets Act 2000 or in the Island of Guernsey by the Guernsey Financial Services Commission (“GFSC”). Clients of Dorey Limited should also note that they will not be able to bring any complaints about Dorey Limited to the FCA, the Financial Ombudsman Service or the GFSC or claim compensation from the Financial Services Compensation Scheme.
Certain countries and jurisdictions have restrictions imposed by law on the distribution of information relating to the sale of investments. Accordingly, the information and opinions concerning investments that may be viewed on this website are not directed at or intended to be acted upon by anyone in any jurisdiction where it would be unlawful to do so or in which Dorey Limited would be required to be authorised. It is the responsibility of users of this website to acquaint themselves with and to comply with the laws and regulations that apply to them.
No information or opinion given on this website constitutes a solicitation, offer or recommendation by anyone in any jurisdiction to fund, sell or otherwise dispose of any investment, to engage in any other transaction or to furnish any investment advice or services.
By entering the website, you confirm that you are eligible to view its content. If you are not eligible, you should not proceed to view this website.
Dorey Limited (“We”) are committed to protecting and respecting your privacy.
This policy (together with our terms of use and any other documents referred to on it) sets out the basis on which any data we collect from you, or that you provide to us, will be processed by us. Please read the following carefully to understand our views and practices regarding data and how we will treat it. By visiting the Financial Projector platform (our “site”) you are accepting and consenting to the practices described in this policy.
We are registered under the Data Protection (Bailiwick of Guernsey) Law, 2001, as amended (the “Law”) with Data Protection Commissioner of Guernsey as a data controller.
We may collect and process the following data about you:
With regard to each of your visits to our site we may automatically collect the following information:
Our site uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site. For detailed information on the cookies, we use and the purposes for which we use them see our Cookie policy below.
We use information held about you in the following ways:
We will not share your information with any other party.
The data that we collect from you will be stored at a destination within the United Kingdom or Ireland. We will take such steps as are reasonably necessary to ensure that all data is treated securely and in accordance with this policy.
Where we have given you (or where you have chosen) a password which enables you to access certain parts of our site, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.
Unfortunately, the transmission of information via the internet is not completely secure. We cannot guarantee the security of your data transmitted to our site any and transmission is at your own risk.
Our site may use cookies to distinguish you from other users of our site. This may help us to provide you with a good experience when you browse our site and also to improve our site.
A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer’s hard drive.
We may use the following types of cookies:
You can block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our site.
Except for essential cookies, all cookies may expire after one year.
The Law gives you the right to access information held about you. Your right of access can be exercised in accordance with the Law.
Any changes we may make to our privacy and security policy in the future will be posted on this page. Please check back frequently to see any updates or changes.
The purpose of the Backup Policy is to maintain data integrity and availability of the Dorey Financial Modelling information system, to prevent loss of data and to facilitate the restoration of the information system and business processes. Backup copies should be created at defined intervals and regularly tested.
The Backup Policy applies to the following:
The DFM backup policy is enforced by the outsourced IT provider. All policy exceptions should be brought to the outsourced IT provider's attention along with the Managing Director of DFM.
The Backup Policy is reviewed and updated every 12 months.
Please read these terms carefully before you begin using our Service.
These terms (together with the documents referred to in it) set out the terms of use on which you may make use of our Service located at: www.financialprojector.com (our “Service”), as an Authorised User. You are accessing this site as an Authorised User of Financial Projector (our “site”).
Use of our Service includes accessing, browsing or registering to use our Service.
By using our Service, you confirm that you accept these terms of use and that you agree to comply with them.
If you do not agree to these terms of use, you must not use our Service.
You may use our site only for lawful purposes. You may not use our site:
You also agree:
We do not guarantee that our site, or any content on it, or the Service itself will always be available or be uninterrupted. Access to our site is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our site without notice. We will not be liable to you if for any reason our site is unavailable at any time or for any period.
You are responsible for making all arrangements necessary for you to have access to our Service.
We may revise these terms of use at any time by amending this page.
Please check this page from time to time to take notice of any changes we make, as they are binding on you.
We may update our Services from time to time and may change the content at any time. However, please note that any of the content within our Services may be out of date at any given time, and we are under no obligation to update it.
We do not guarantee that our site, or any content on it, will be free from errors or omissions.
You acknowledge that the Services may be modified or withdrawn at any time.
We adhere to the principles relating to Processing of Personal Data set out in the DATA PROTECTION LEGISLATION (General Data Protection Regulation (EU) 2016/679 (the "GDPR") (together with laws implementing or supplementing the GDPR, in each case as amended and superseded from time to time), the Data Protection (Bailiwick of Guernsey) Law, 2017 (the "DP Law") and any secondary legislation made under the DP Law and/or all applicable laws, rules, regulations, regulatory guidance, regulatory requirements from time to time, in each case in each jurisdiction where the Services are delivered.)
which require Personal Data to be:
Dorey Limited is the owner or the licensee of all intellectual property rights in our site and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
By agreeing with these terms, you acknowledge and agree that Dorey Limited owns all intellectual property rights in the Services and the Documentation. Except as expressly stated herein, this agreement does not grant you any rights to, under or in, any patents, copyright, database right, trade secrets, trade names, trademarks (whether registered or unregistered), or any other rights or licences in respect of the Services or the Documentation.
Dorey Limited confirms that it has all the rights in relation to the Services and the Documentation that are necessary to grant all the rights it purports to grant under, and in accordance with, the terms of this agreement.
To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our Services or any content on it, whether express or implied. All implied warranties which may be disapplied are hereby excluded to the fullest extent permitted by law.
We are not liable for how you use the output from our Service, or responsible for any advice given from an Authorised user as a consequence of acting on the results of the Services.
The output generated from the Services are not guaranteed and are for illustrative purposes.
We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
Please note that in particular, we will not be liable for:
If you are a consumer user, please note that we only provide our site for domestic and private use only. You agree not to use our site for any commercial or business purposes.
We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Service or to your downloading of any content on it, or on any website linked to it.
If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party. You shall keep log in details secure and prevent unauthorised access and shall not introduce viruses, bugs or similar.
We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of use.
If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us.
We do not guarantee that our site will be secure or free from bugs or viruses.
You are responsible for configuring your information technology, computer programs and platform in order to access our site. You should use your own virus protection software.
You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you may commit a criminal offence. We will report any such breach to the relevant law enforcement authorities, and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.
These terms of use, its subject matter and its formation (and any non-contractual disputes or claims) are governed by the laws of the Island of Guernsey. We both agree to the exclusive jurisdiction of the courts of the Island of Guernsey.
www.financialprojector.com is a site operated by Dorey Limited (“We”). We are registered in the Island of Guernsey under company number 56626 and have our registered office at Les Raies de Haut, Rue des Raies, St Pierre du Bois, Guernsey GY7 9SF.